Financing Your Morris Minor Purchase

 

Let’s face it; everyone loves the stylish looks of a true show classic car; it’s something that can turn many heads and leave its owner feeling as if they’ve tapped right into the incredible lineage of motor vehicles as both a luxury and an art form. The sad reality, however, is that not everyone has thousands in cash just lying around at the ready. Many people have to bend over backwards to find the means to get their hands on the wheel of one of the classics. If you’ve been feeling lost, here are some tips for financing your Morris Minor purchase.

used car finance

If you don’t have the exact value that a car demands on hand, leasing is the primary option you’ll want to look into as leasing can be a scary process to the uninitiated, but that’s where some good old-fashioned homework comes in. Nothing worth attaining is ever easy. If you want to have an amazing, old-school beauty of a vehicle, put the work in to understand what sort of leases or loans are available, and what reputable sources you have on hand somewhere in your local area.

There are close ended leases that many car lovers have found very appealing overall. With these, you’ll know the residual value of the car right up front. The residual value, by the way, is how much the car is expected to be worth over time. Close ended leases also leave you with the option to return the vehicle at a certain point if you feel that the financial aspect of the lease just isn’t going to work out for you which can be the case where the car isn’t even the right fit for your personal taste or lifestyle. It happens more than you might think.

On the other hand, there are also open-ended leases available for classic car purchases, leaving the car’s exact value to be set once the lease is over, as you won’t be able to return it either. A lot of times, you will find these sort of deals operating with a balloon loan style, where your payments are relatively small until the final one comes around. Accepting this is a big responsibility, but it works out for anyone that knows they’re sure to come into more money somewhere down the line.

If you are looking for a bog standard loan that you repay over 2, 3 or 4 years then a used car finance loan will be the best option, you know the monthly outgoings at the start and on the final payment,  you own the car outright.

You can also consider a home equity loan to help with your car purchase, which is especially popular as of late as they have low-interest rates and can be tax deductible. There’s a lot of risks involved if you can’t make the payments, however, as you might imagine. If you have a tax advisor or accountant, it’s best to discuss any of these sorts of matters with them to make sure that you’ll be able to make good on any financial commitments that you agree to in the long run. Otherwise, you can be put in the very scary situation of having a lien attached to your house.

 

 

A Little Info About The Morris Minor

The Morris Minor may have been produced many years ago, but even to this day it has a very distinctive profile, which consisted of things such as daylight openings, panels that are fuss-free, restrained details, as well as headlights that fitted nicely beside the air intake in the front. It also featured sculpted wings, and it is no secret why 1948 Morris Minor is adored by car lovers everywhere. When it rolled off the assembly line for the first time, it was the millionth car that came off the line, and ten years later it stopped being produced and this concluded a chapter of English social and industrial history.

Can you think of any other machine that has received such tremendous respect as the Morris Minor? The car may look soft, but it can make the hardest fall in love with it, and one of the reasons why people like it is because of the actual shape of the vehicle.

morris minor 1000

Something you may not know is that the name of the car was going to be originally called the Mosquito and not the Minor, which is a reference to the de Havilland, which was a warplane, and it is a reminder that the Minor was produced during an austere age of both rationing and privation. Let’s not forget to mention how grim it was all across the country, as people were dealing with post-war issues, as well as trying to maintain optimism after the war. The Festival of Britain’s modernism was still a few years away from 1948, and even if the earlier version of the car didn’t have a heater, people still love what it represents and how it looked.

The Morris Minor made an appearance at the Earls Court Motor Show, and this was when Elizabeth David was researching Mediterranean food, and it was during a time when only the imagination of the person could access such a fantasy world. Just like foods such as tomato pasta, the Mino was going to be part of a better tomorrow in Britain, and it is worth mentioning that the Minor has been used in food metaphors. In a matter of fact, some have described the vehicle as something similar to jelly-mould, and it has even been described as a poached egg. As for who designed the car, that would be Sir Alec Issigonis, and it is safe to say that his designs are a rival to other very well-known designers of cars around the world, including Dante Giacosa and Ferdinand Porsche.

The Facts About Fitting Morris Minor Wheels And Tyres

Morris Minor Wheels are a good looking tyres. Though, they are a bit fickle for making them fit on vehicles both older and newer, depending upon what you want to purchase. We look at the trials and tribulations of Morris Minor Wheels and how to negotiate the challenges to fit them successfully onto your vehicles. Depending upon your vehicle and the tyres you want, you may have to alter your plans a bit. The earlier Minors featured bolts and side-valve engines rather than wheel studs and do feature a stud hole pattern of the 4-stud and 100mm variety. All Morris Minors tyres that are 4-stud and 4-inch variety, post-51, are four wheel studs. They are 102 mm or 4 inches apart from one other.

SO what does that mean?  Well for those with the new sizing, which is common in modern vehicles, you can only fit mag wheels that are made for modern Japanese cars. You can fit the pre-51 Minor, though not on your Series II/1000 Minor. The earlier Morris Marina includes the same stud pattern as was featured on the post-Series MM Minor, which was also on the Vauxhall Viva.

To fit the mag wheels onto your Minor and have an early Series MM model, your choice of mag wheel styles is significant. The modern small Japanese cars use four wheel studs are using the 100mm sizing of the new Minors.
Do keep in mind that the majority of Japanese cars are front-wheel-drive and carry a different offset to the wheel than is desirable for a rear-wheel-drive car such as the Minor. The offset is the distance from the surface, where bolts and brake drum and disc meet, to the outer wheel edge. The front-wheel-drive offset is geared toward the inside edge when bolted onto the car. The wheel’s inner edge is oriented toward the car’s centre in comparison to rear-wheel drive vehicles.

To choose mag wheels for your Minor to try out the wheel and tyre prior to making a purchase. The problems arise in the areas of suspension for the kingpin at the front and inner wheel arch near the rear. Ensure a minimum of 5mm to 10mm clearance between the tyre and the closest non-rotating object. To clarify, this is while the wheel is sitting on the ground. You may be able to fit spacer plates on the distant brake drum though the excess load on the wheel studs and bearings is undesirable.

Again, the Series MM Minor’s wheel stud pattern is like any modern Japanese cars. Wheel choices are much wider. Later Minors pose a greater problem because the standard rims require you use inner tubes with Minor steels. They are tubeless tyres. The following model Van rims are wider though you still have to follow this rule of thumb.

Always fit the inner tubes to the radial tyres on the standard Minor rims. Though, the problem is that the Viva wheel includes a smaller centre hole where the axle and hub cover plate pass. Unfortunately, that means that the Viva wheels are not an instant mate for the Minor. Instead, you have to widen the hole by 8mm in diameter. Hire this job out to an engineering shop to machine on a lathe. It ensures the operability and stability of the wheel.

The less reliable and less desirable method to widen the tyre’s centre hole is to drill it. You would draw a line, and drill holes around its circumference. With the help of a cutting file or a hacksaw, you would cut around the sound hole until you achieve the correct size, which is 4 mm around. To achieve the best balancing, make the hole as round as you can. It might be operable and work, but could be illegal within your country.

Wheel Studs
If you have gone to all that trouble to drill a hole, the wheel studs may be too short and there may be little to nothing to screw the wheel nuts onto. You will need to have at least 3/4″ or 20 mm available. Otherwise, you may need to find some longer wheel studs to put these into place.

Tyres
The standard Minor rims do not naturally work with the modern tubeless tyres. They can be fitted to Minor wheels though it may cause the actual tire to peel right off of the rim, particularly when you are driving under hard cornering. In the case of tubeless tyres, that is an instant flattie. Not the ideal situation.

morris minor wheel

Minor’s standard rim requires a 5.20 x 14-inch cross-ply tyre, which are costly and hard to find any with them available. They are additionally not good at handling. Instead, trade these out for radial tyres of the following dimensions; 155/70×14, This gives the Minor a better ride, and handle better by resulting in a smoother ride. Standard Minor rims will work with a maximum tyre size such as 175×14, with 165×14 being more commonly found in non-metric lands of measurement. The later model can take the 185×14 tyre.

Fitting the Morris Minor tyres can involve some thought, drilling, and other conscious efforts and investments. The reason is that they can be tough to make fit, depending upon the type of tyres you are seeking for your vehicle. Of course, the vehicle has the final say on what will work for it and what will not fit into the game plan. Look at how you can make this fit work for your vehicle. Just keep in mind that a professional can get in the mix to drill holes that are even and create a more stable ride with a more accurate fit.